Pulse Beta Launch: Zero-credential personal finance engineered for peace of mind. Request early invite →
P
Pulse.
Zero Screen-Scraping • 100% Bank Agreement Compliant

Know your Safe Balance before any bill hits your account.

Traditional personal finance tools force you to give away online banking passwords. Pulse eliminates cash flow anxiety by calculating your real-time liquidity runway using private, on-device parsing and zero-credential ingestion.

πŸ”’ No spam, ever • πŸ“± iOS, Android & Desktop • πŸ‡¨πŸ‡¦ πŸ‡ΊπŸ‡Έ Built for North America

Checking Hub (PC Financial)
$3,840.00
Safe Balance Runway

Guaranteed free cash after covering all scheduled draws

+$1,420.00
Upcoming Obligations Committed: $2,420.00
Hydro One Utility Variable
Draw in 2 days (Oct 2) • Direct PAD
-$185.00
Mortgage / Rent Auto
Draw in 6 days (Oct 6) • Fixed PAD
-$1,465.00
Internet & Mobile (Bell) Auto
Draw in 18 days (Oct 18) • Auto-Pay
-$160.00
Pure on-device calculation • No bank credential access Horizon: 30D

The Architecture Difference

Why traditional financial aggregators breach your bank protection

In Canada and across major financial institutions, sharing your online banking login credentials with third-party screen-scrapers directly violates your Electronic Access Agreement. If fraud occurs, you can lose 100% of your bank’s fraud reimbursement guarantee.

×

Traditional Screen-Scraping Apps

  • × Requires your personal online banking username and password.
  • × Centralized third-party data brokers store persistent tokens to your cash.
  • × Breaches Canadian Electronic Access terms, voiding zero-liability protections.
  • × Fragile 2FA connections that constantly disconnect and break.
✓

The Pulse Zero-Credential Architecture

  • ✓ Zero bank passwords: We never ask for, proxy, or store credentials.
  • ✓ Pulse Vault Inbound Proxy: Automated email forwarding with privacy shields.
  • ✓ On-Device Smart Scan: Local OCR extracts bank balance screenshots entirely on-device via ML Kit with zero cloud storage.
  • ✓ 100% Bank Fraud Protection intact: You remain fully compliant with all banking agreements.

Engineered for Peace of Mind

Everything you need to stay ahead of every payment

Dynamic Safe Balance Engine

Calculates the precise amount of cash that must remain in your checking account to cover all pending obligations over 5, 15, or 30-day liquidity horizons.

Traffic Light Triage

Eliminates calendar stress. Obligations are dynamically color-coded: Red for actions due in <3 days, Yellow for 3–7 days, and Green for safe horizon draws.

Pulse Vault Ingestion

Forward your statements or e-bills to your private proxy address. Pulse extracts the exact billing amount and draw date with 1-tap confirmation.

Transparent Pricing

Invest in financial peace of mind

Start free, upgrade when you want automated sync and multi-hub intelligence.

Free Forever

Pulse Basic

$0 / forever
  • βœ“ 1 Active Hub (Checking Account)
  • βœ“ Full Safe Balance Engine
  • βœ“ Traffic Light Triage UI
  • βœ“ Manual PDF Share Sheet Drops
  • βœ“ 3 Months History Ledger
Get Started Free
Most Popular
Full Automation

Pulse Pro

$49.99 CAD / year
or $4.99 CAD/month
  • βœ“ Unlimited Hubs & Credit Cards
  • βœ“ On-Device Smart Scan (Local OCR)
  • βœ“ Automated Android Push Notification Sync
  • βœ“ Concierge Pulse Vault Ingestion
  • βœ“ 60/90-Day Cash Flow Forecasting
  • βœ“ Unlimited History & Export (CSV/PDF)
Start 14-Day Free Trial
Beta Exclusive

Founder's Lifetime

$129 CAD one-time
  • βœ“ Lifetime Pro Access (No recurring fees)
  • βœ“ Limited to first 500 early adopters
  • βœ“ Direct access to founders & product backlog
  • βœ“ Grandfathered access to all future upgrades
Claim Founder License

Enterprise-Grade Architecture

Pulse is targeting Android, iOS, JVM, and Web. Leveraging Google ML Kit for on-device balance extraction, Gemini and Google Cloud Platform for privacy-shielded edge pipelines.

Gemini Google ML Kit Google Cloud Safe Infrastructure Supabase Sync Engine